http://ainerfraker.com Estate Planning You Can LIVE With™ (800) 775-7612 Wed, 25 Apr 2012 17:57:15 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 Welcome to the Ainer & Fraker Professional Advisors' Network! Check back for regular updates to our podcast, where we help financial advisors, life insurance professionals, financial planners, accountants and other advisors learn more about estate planning. Ainer & Fraker, LLP no 2012 The Ainer & Fraker Professional Advisors' Network Financial Planning, Estate Planning, Tax Planning, Life Insurance http://ainerfraker.com/wp-content/uploads/2012/01/AFPAN-Logo.png http://ainerfraker.com TV-G http://ainerfraker.com/estate-planning-attorneys/california-small-estate-affidavit-procedure-extended-real-property-less-than/?utm_source=rss&utm_medium=rss&utm_campaign=california-small-estate-affidavit-procedure-extended-real-property-less-than http://ainerfraker.com/estate-planning-attorneys/california-small-estate-affidavit-procedure-extended-real-property-less-than/#comments Wed, 25 Apr 2012 17:24:10 +0000 John Erik Fraker, Esq. http://ainerfraker.com/?p=1423 http://ainerfraker.com/estate-planning-attorneys/california-small-estate-affidavit-procedure-extended-real-property-less-than/feed/ 0 http://ainerfraker.com/estate-planning-attorneys/choosing-right-type-of-professional-trustee/?utm_source=rss&utm_medium=rss&utm_campaign=choosing-right-type-of-professional-trustee http://ainerfraker.com/estate-planning-attorneys/choosing-right-type-of-professional-trustee/#comments Fri, 27 Jan 2012 22:11:21 +0000 John Erik Fraker, Esq. http://ainerfraker.com/?p=1388 http://ainerfraker.com/estate-planning-attorneys/choosing-right-type-of-professional-trustee/feed/ 0 In a prior podcast, we discussed how discussing the subject of Successor Trusteeship is one of the most important conversations you can have with your clients. - We also discussed how the "default' selection of a family member trustee can lead to fami... In a prior podcast, we discussed how discussing the subject of Successor Trusteeship is one of the most important conversations you can have with your clients. We also discussed how the "default' selection of a family member trustee can lead to family disharmony, and even conflict. It is important for you to know, however, that just because a client is considering a professional trustee, it doesn't necessarily mean they must find a local bank trust department to help them. In this podcast, listen as San Jose Estate Planning Attorney John Erik Fraker discusses the two types of professional trustees: (1) Corporate or Bank Trustees and (2) Professional Fiduciaries.     Ainer & Fraker, LLP no <iframe width="400" height="24" src="http://ainerfraker.com/?powerpress_embed=1388-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://ainerfraker.com/estate-planning-attorneys/family-member-trustee-vs-professional-trustee/?utm_source=rss&utm_medium=rss&utm_campaign=family-member-trustee-vs-professional-trustee http://ainerfraker.com/estate-planning-attorneys/family-member-trustee-vs-professional-trustee/#comments Fri, 27 Jan 2012 03:33:27 +0000 John Erik Fraker, Esq. http://ainerfraker.com/?p=1379 http://ainerfraker.com/estate-planning-attorneys/family-member-trustee-vs-professional-trustee/feed/ 0 In an earlier podcast, we discussed how talking with your clients about the issue of Successor Trusteeship for their family trust is a key to establishing long-term, profitable relationships. In that podcast, In an earlier podcast, we discussed how talking with your clients about the issue of Successor Trusteeship for their family trust is a key to establishing long-term, profitable relationships. In that podcast, we stated that many attorneys don't think that family members make the best Trustees, and often will recommend that a client considers using a professional or corporate trustee. Listen as Tax and Estate Attorney John Erik Fraker discusses the pros/cons of choosing a family member trustee vs. a professional. Ainer & Fraker, LLP no <iframe width="400" height="24" src="http://ainerfraker.com/?powerpress_embed=1379-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://ainerfraker.com/estate-planning-attorneys/most-important-question-your-clients/?utm_source=rss&utm_medium=rss&utm_campaign=most-important-question-your-clients http://ainerfraker.com/estate-planning-attorneys/most-important-question-your-clients/#comments Thu, 26 Jan 2012 01:38:09 +0000 John Erik Fraker, Esq. http://ainerfraker.com/?p=1367 http://ainerfraker.com/estate-planning-attorneys/most-important-question-your-clients/feed/ 0 As a financial advisor, would you like to establish strong, profitable relationships not only with your clients, but with their children and grandchildren as well? Of course you would! Long-term relationships with clients and their families are some ... As a financial advisor, would you like to establish strong, profitable relationships not only with your clients, but with their children and grandchildren as well? Of course you would! Long-term relationships with clients and their families are some of the most profitable and rewarding relationships you can have. Listen as Tax and Estate Attorney John Erik Fraker discusses the Single Most Important Question that you must ask your clients if you want to establish these multi-generational relationships. Ainer & Fraker, LLP no <iframe width="400" height="24" src="http://ainerfraker.com/?powerpress_embed=1367-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://ainerfraker.com/estate-planning-attorneys/annuity-charitable-remainder-trust/?utm_source=rss&utm_medium=rss&utm_campaign=annuity-charitable-remainder-trust http://ainerfraker.com/estate-planning-attorneys/annuity-charitable-remainder-trust/#comments Wed, 25 Jan 2012 22:39:50 +0000 John Erik Fraker, Esq. http://ainerfraker.com/?p=1324 http://ainerfraker.com/estate-planning-attorneys/annuity-charitable-remainder-trust/feed/ 0 One of the most common questions we get from financial advisors with regards to a Charitable Remainder Trust is: "Can we fund it with an annuity?" Listen as Trust and Estate Attorney John Erik Fraker addresses this question. One of the most common questions we get from financial advisors with regards to a Charitable Remainder Trust is: "Can we fund it with an annuity?" Listen as Trust and Estate Attorney John Erik Fraker addresses this question. Ainer & Fraker, LLP no <iframe width="400" height="24" src="http://ainerfraker.com/?powerpress_embed=1324-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://ainerfraker.com/estate-planning-attorneys/hedging-crt-life-insurance-trust/?utm_source=rss&utm_medium=rss&utm_campaign=hedging-crt-life-insurance-trust http://ainerfraker.com/estate-planning-attorneys/hedging-crt-life-insurance-trust/#comments Wed, 25 Jan 2012 19:12:58 +0000 John Erik Fraker, Esq. http://ainerfraker.com/?p=1317 http://ainerfraker.com/estate-planning-attorneys/hedging-crt-life-insurance-trust/feed/ 0 So you've been patiently explaining all the benefits of a Charitable Remainder Trust to your clients. - You've demonstrated how a CRT will save them money over an outright sale and immediate payment of taxes. - So you've been patiently explaining all the benefits of a Charitable Remainder Trust to your clients. You've demonstrated how a CRT will save them money over an outright sale and immediate payment of taxes. You've successfully overcome the client's objection that this is more than they planned on giving to charity when they die, by pointing out that they can receive more than double their original contribution (in some cases) through the lifetime payment of income. You feel confident that you have answered all your client's objections, when they hit you with one final question: "What happens if I die in the first few years after contributing my assets to a CRT?  Won't my family lose out on all the lifetime income benefits?" Listen as Tax and Estate Attorney John Erik Fraker addresses these concerns of his client - and how the solution to this concern might involve a substantial life insurance policy. Ainer & Fraker, LLP no <iframe width="400" height="24" src="http://ainerfraker.com/?powerpress_embed=1317-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://ainerfraker.com/estate-planning-attorneys/charitable-remainder-trust-vs-sale-taxes/?utm_source=rss&utm_medium=rss&utm_campaign=charitable-remainder-trust-vs-sale-taxes http://ainerfraker.com/estate-planning-attorneys/charitable-remainder-trust-vs-sale-taxes/#comments Mon, 23 Jan 2012 05:40:40 +0000 John Erik Fraker, Esq. http://ainerfraker.com/?p=1311 http://ainerfraker.com/estate-planning-attorneys/charitable-remainder-trust-vs-sale-taxes/feed/ 0 When explaining the true benefits of a Charitable Remainder Trust to a client, it's important to highlight the difference between contributing the asset to a CRT vs. selling the asset outright, and paying the taxes. When explaining the true benefits of a Charitable Remainder Trust to a client, it's important to highlight the difference between contributing the asset to a CRT vs. selling the asset outright, and paying the taxes. Listen as Tax and Estate Attorney John Erik Fraker explains how to keep your clients focused on the real tax benefits of a CRT, and how they might never catch up if they sell and pay the taxes. Ainer & Fraker, LLP no <iframe width="400" height="24" src="http://ainerfraker.com/?powerpress_embed=1311-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://ainerfraker.com/estate-planning-attorneys/thats-more-than-i-planned-on-giving-charity/?utm_source=rss&utm_medium=rss&utm_campaign=thats-more-than-i-planned-on-giving-charity http://ainerfraker.com/estate-planning-attorneys/thats-more-than-i-planned-on-giving-charity/#comments Wed, 18 Jan 2012 00:56:58 +0000 John Erik Fraker, Esq. http://ainerfraker.com/?p=1304 http://ainerfraker.com/estate-planning-attorneys/thats-more-than-i-planned-on-giving-charity/feed/ 0 As a professional advisor, you will need to know how to overcome the more common objections that clients may have. - Let's say you have been discussing the benefits of a Charitable Remainder Trust, when the client stops you and says: “That sounds grea... As a professional advisor, you will need to know how to overcome the more common objections that clients may have. Let's say you have been discussing the benefits of a Charitable Remainder Trust, when the client stops you and says: “That sounds great as a concept, but that's more than I planned on giving to charity.” Listen as Tax and Estate Attorney John Erik Fraker addresses this common objection. Ainer & Fraker, LLP no <iframe width="400" height="24" src="http://ainerfraker.com/?powerpress_embed=1304-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://ainerfraker.com/estate-planning-attorneys/charitable-remainder-trust-vs-ira/?utm_source=rss&utm_medium=rss&utm_campaign=charitable-remainder-trust-vs-ira http://ainerfraker.com/estate-planning-attorneys/charitable-remainder-trust-vs-ira/#comments Mon, 16 Jan 2012 00:56:58 +0000 John Erik Fraker, Esq. http://ainerfraker.com/?p=1278 http://ainerfraker.com/estate-planning-attorneys/charitable-remainder-trust-vs-ira/feed/ 0 The Charitable Remainder Trust is one of the most powerful tax-planning vehicles available to your higher net worth clients. Like an Individual Retirement Account or 401(k), a Charitable Remainder Trust allows client assets to grow in a tax deferred e... The Charitable Remainder Trust is one of the most powerful tax-planning vehicles available to your higher net worth clients. Like an Individual Retirement Account or 401(k), a Charitable Remainder Trust allows client assets to grow in a tax deferred environment, with taxes being paid on the income stream that goes to the client. However, that is where the similarities end. Listen as Tax and Estate Attorney John Erik Fraker explains how the superior tax structure of a Charitable Remainder Trust can potentially save your clients thousands of dollars in taxes over an IRA. Ainer & Fraker, LLP no <iframe width="400" height="24" src="http://ainerfraker.com/?powerpress_embed=1278-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe> http://ainerfraker.com/estate-planning-attorneys/paying-for-estate-sized-policies-assets-not-income/?utm_source=rss&utm_medium=rss&utm_campaign=paying-for-estate-sized-policies-assets-not-income http://ainerfraker.com/estate-planning-attorneys/paying-for-estate-sized-policies-assets-not-income/#comments Sun, 15 Jan 2012 23:34:59 +0000 John Erik Fraker, Esq. http://ainerfraker.com/?p=1270 http://ainerfraker.com/estate-planning-attorneys/paying-for-estate-sized-policies-assets-not-income/feed/ 0 When it comes to selling Estate-sized Life Insurance policies, those with death benefits in the seven or eight figure amount, it's important to know how to explain to the client how they should best pay for the policy. When it comes to selling Estate-sized Life Insurance policies, those with death benefits in the seven or eight figure amount, it's important to know how to explain to the client how they should best pay for the policy. Listen as Tax and Estate Attorney John Erik Fraker addresses the best way to explain to clients how they can pay for Estate-sized policies. Ainer & Fraker, LLP no <iframe width="400" height="24" src="http://ainerfraker.com/?powerpress_embed=1270-podcast&amp;powerpress_player=default" frameborder="0" scrolling="no"></iframe>